McKernan Gowans is a licensed and bonded collection agency founded by Kevin McKernan after 15 years of credit & collection training with BMO. McKernan Gowans has been successfully lowering delinquency, reducing losses and establishing effective credit policies and procedures for over 300 clients since 1993. No recovery - no charge!

How we work

Please send us our signed "Listing Agreement" (our contract with you) and a completed "Loss Proforma" for each file you would like collected and leave the rest to us. All recoveries are sent directly to the client. We are the ultimate employee...we only get paid when we perform ! Professional, persistent recoveries since 1993!

We offer

  • Professionalism (30+ years of credit granting/collection experience)
  • Trained investigator
  • Proven professional approach
  • Mediation of conflict disputes
  • Flexible service
  • Efficient, cost effective solutions

What Clients say

  • McKernan Gowans has a standard for excellence that shows with each transaction -
  • Our recovery rate with Kevin far exceeds our own internal collections department and I refer all new cases to him because of this. -
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Contact information

  • Address:
    3349 Tennyson Cres
    North Vancouver
    BC V7K 2A9
  • Phone:
    Vancouver :604-999-9704
    BC Interior: 250-352-6397
  • Email:

North Vancouver Chamber